The cost of living in your country

sdvroot

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I pay $2000 for a 1 bedroom apartment in DC, USA, and it's considered a very good price.
Rent 3 room apartment + utilities =
Food =
Health insurance =
Private kindergarten =
Buying clothes on average =
Haircut and other expenses for the look =
Sports activities on average =
Additional children's activities(Karate etc...) for children on average =
Internet and mobile phone services =
Petrol price =
 

Verathia

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DC, USA
3 bedroom = 4000+
Food = 250
Health insurance = 200
Private kindergarten = no idea
Buying clothes on average = that's a really wide question
Haircut and other expenses for the look = $20 for a cheap one
Sports activities on average = $70/season
Additional children's activities (Karate etc...) for children on average = No idea
Internet and mobile phone services = 80
Petrol price = $4.8/gal USD
 

brakbrak

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DC, USA
3 bedroom = 4000+
Food = 250
Health insurance = 200
Private kindergarten = no idea
Buying clothes on average = that's a really wide question
Haircut and other expenses for the look = $20 for a cheap one
Sports activities on average = $70/season
Additional children's activities (Karate etc...) for children on average = No idea
Internet and mobile phone services = 80
Petrol price = $4.8/gal USD
Damn, heard health stuff is expensive in US, didnt know it was that expensive. Don't you guys get health insurance from work?
 
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ADRossi

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Damn, heard health stuff is expensive in US, didnt know it was that expensive. Don't you guys get health insurance from work?
It depends. I pay $60 a month towards my health plan that covers all the basics for a general practitioner and prescriptions. Not really that different from your annual OHIP premium.

I also contribute ~$3,500 a year towards an HSA. With an HSA you can invest and grow the money tax free, as long as you withdraw it for medical expenses. If you turn 65 and haven't used it, you can withdraw tax free. It's actually great.
 
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Materazzi_23

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Holland:

Rent 3 room apartment + utilities = I bought a 3 room apartment and I'm paying 500 mortgage + 280 utilities a month. Renting is now more expensive in Holland, you should count on 800-1000 a month + utilities
Food = 200
Health insurance = 150 a month
Buying clothes on average = It depends on your own taste
Haircut and other expenses for the look = 20/25 euro
Sports activities on average = 265 euro at my local football club for 18+ players for one season (still need to buy your own kit etc)
Internet and mobile phone services = 60 euro a month
Petrol price =2,20 per liter
 

brehme1989

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Damn, heard health stuff is expensive in US, didnt know it was that expensive. Don't you guys get health insurance from work?
$200 a month isn't far off from what we pay in Europe. Maybe twice as much depending on age and plan, but it's still not a big gap given the salaries in the USA.

I pay much more because I have a private one as well as the public one where I automatically have an amount subtracted.
 
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Verathia

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Damn, heard health stuff is expensive in US, didnt know it was that expensive. Don't you guys get health insurance from work?
DC is one of the highest COL places in the US, up there with NYC/SF. Smaller cities and rural areas are much cheaper than this.

Health insurance is tied to your employment, but coverage varies GREATLY. Mine is a plan that I pay a lot for each month, but I pay almost nothing when I go to the doctor. There are cheaper plans that you pay very little each month, but a lot when you need a doctor.
 

brakbrak

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It depends. I pay $60 a month towards my health plan that covers all the basics for a general practitioner and prescriptions. Not really that different from your annual OHIP premium.

I also contribute ~$3,500 a year towards an HSA. With an HSA you can invest and grow the money tax free, as long as you withdraw it for medical expenses. If you turn 65 and haven't used it, you can withdraw tax free. It's actually great.
Yea that's actually great, unless you put the money on Stoneco (sorry for the jab :p @Pimpin @brehme1989 )

We don't really pay OHIP per se, though it's funded by tax payers for everyone basically.
 
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brakbrak

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$200 a month isn't far off from what we pay in Europe. Maybe twice as much depending on age and plan, but it's still not a big gap given the salaries in the USA.

I pay much more because I have a private one as well as the public one where I automatically have an amount subtracted.
DC is one of the highest COL places in the US, up there with NYC/SF. Smaller cities and rural areas are much cheaper than this.

Health insurance is tied to your employment, but coverage varies GREATLY. Mine is a plan that I pay a lot for each month, but I pay almost nothing when I go to the doctor. There are cheaper plans that you pay very little each month, but a lot when you need a doctor.

In Canada we have "free" provincial insurance that will cover basic needs like going to the doctor, giving birth, having a mandatory procedure - though to see specialists can be super long. Most professionals get health benefit that covers medical prescription, vision care, various kind of therapy like massage,physio, psychology etc. I basically pay 0$ for all those services, though canadian effective tax rate is probably higher than US/some European countries.
 
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brakbrak

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Rent 3 room apartment + utilities = paid off my 2+1 bedroom condo, renting would be $3200 CAD and utility is about $100
Food (grocery only) =$500-600 for a family of 3 (toddler)
Health insurance = $0
Buying clothes on average = depends
Haircut and other expenses for the look = $40
Sports activities on average = Muay Thai/boxing gym I used to go to was 150/month and currently paying 50$ for 4 months for football (subsidized by my employers)
Internet and mobile phone services = 80$
Petrol price =2.08$/L
 

crzdcolombian

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I pay $2000 for a 1 bedroom apartment in DC, USA, and it's considered a very good price.

Has your rent gone up during Covid?

I mean I paid 1,800 for a 1 bedroom
In Boston but that was like 5 years ago. It was an ok place in a nice place. My brother has lived there for 10 years and the landlord just gave me his lease and price.
 
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brakbrak

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Has your rent gone up during Covid?

I mean I paid 1,800 for a 1 bedroom
In Boston but that was like 5 years ago. It was an ok place in a nice place. My brother has lived there for 10 years and the landlord just gave me his lease and price.
Does USA have rent control? In Ontario, there's a rent control for buildings older than 2018 and the landlord can only increase the rent by 1.2%
 
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K.I.

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Has your rent gone up during Covid?

I mean I paid 1,800 for a 1 bedroom
In Boston but that was like 5 years ago. It was an ok place in a nice place. My brother has lived there for 10 years and the landlord just gave me his lease and price.

yah sounds about right i was paying the same in Boston, its prob around 2.2 to 2.4 now if i had to guess.
 
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ADRossi

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Yea that's actually great, unless you put the money on Stoneco (sorry for the jab :p @Pimpin @brehme1989 )

We don't really pay OHIP per se, though it's funded by tax payers for everyone basically.
Yeah, I was thinking of the portion every individual pays via their Ontario tax return. If you check the specific breakdown there is an OHIP surcharge. For most people it's either $450 or $750 annually.
 

Verathia

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Does USA have rent control? In Ontario, there's a rent control for buildings older than 2018 and the landlord can only increase the rent by 1.2%
Depends on the city/state. DC has rent control but only on old buildings. Mine isn't covered.
Has your rent gone up during Covid?

I mean I paid 1,800 for a 1 bedroom
In Boston but that was like 5 years ago. It was an ok place in a nice place. My brother has lived there for 10 years and the landlord just gave me his lease and price.
No, there was a temporary hold on the ability to raise rent in DC. It's over now, so when my lease is up, my rent will likely go to 2400+ (which I can't afford, so I'll have to move further out of the city).

But rent in general is higher in the city now.
 

crzdcolombian

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Does USA have rent control? In Ontario, there's a rent control for buildings older than 2018 and the landlord can only increase the rent by 1.2%

no some places have really old contracts like my wife's best friend's aunt has an apartment over looking Central Park that I think she pays 300-400 a month for haha. It's seriously the craziest thing ever and its just a loop hole for rich people.

basically the states only care about super poor people and real rich people. I remember starting out I had a ton of roommates and me and my best friend wanted to get a place and we were "too rich" because we made over 50k as single people in Boston. It's like no apartment would take any of us if we didn't sign 3-4 people deep. Then they had rent controlled apartments for people on low income.

my sister in Brooklyn I think pays 3k and the 1st 24 floors of her building are low income. Its just like hey don't work. You can live in a 3k place for free. a 3k a month for 800 sq feet is alot. even at 100k you are probably just getting 4,000-4500 after taxes and insurance.
 
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